Meet the team

Our team has extensive experience managing, operating and helping businesses succeed.

Alex Marsh

Alex Marsh

Managing Director

Alex is our leader and Managing Director. He is focused on ensuring that the business develops best-in-class products and services that make retail purchases more affordable for consumers whilst continually maintaining and improving the service we offer.

Alex joined Close Brothers in January 2009 after spending six years at PriceWaterhouseCoopers as a Chartered Accountant in London and Sydney. Following roles as the Head of Strategic Analysis and Programme Director in the Banking Division of Close Brothers Group in London, Alex took on the role of Chief Operating Officer for Close Brothers Premium Finance in 2013. In May 2016, Alex progressed to his current role as Managing Director of Close Brothers Retail Finance.

Outside of work, Alex is a governor for a local secondary school with specific responsibility for Finance, and volunteers for a number of charities that support education. He also enjoys long-distance running around his home town of Brighton, having completed a number of races and events across the globe.

Ryan Welch

Ryan Welch

Sales and Business Development Director

Ryan was part of the leadership team that launched Close Brothers Retail Finance in 2013. As the Director of Sales & Business Development, Ryan leads the front-office team who are responsible for creating and developing relationships with our clients and intermediaries.

Ryan joined Close Brothers in 2011 as a senior member of the Bank Strategy team and worked for the Bank Executive Committee on various projects and initiatives. Before joining Close Brothers, Ryan qualified as a Chartered Accountant at Ernst & Young.

Outside of work, Ryan enjoys adventure travelling, watching rugby, small business investing and playing the piano (albeit, poorly!). Ryan also mentors talented young people from disadvantaged communities through the ICAS Foundation.

Gillian Kelly

Gillian Kelly

Finance Director

Gillian joined Close Brothers Premium Finance in 2015 as Head of FP&A. In December 2016 she was also appointed Head of Finance for Close Brothers Retail Finance. Her key priority in this role is working with retailers to provide pricing structures which fit the needs of their customers and support their business model. Gillian is also responsible for reporting the results of the business and supervising the finance unit to manage the financial risks of the business.

Prior to joining Close Brothers Gillian qualified as a Chartered Accountant at PwC and then transferred to industry as Head of Finance EMEA for Aberdeen Asset Management where she worked for three years until her move to London from Scotland.

Abby Vickers

Abby Vickers

Credit Analytics Director

Abby joined Close Brothers in November 2015 as Retail Credit Analytics Director. Abby has a dual role as Credit Risk Director for CBRF and also leading Credit Modelling for Retail & Motor Divisions. She’s spent the majority of her career in the Banking Industry, specialising in Retail Credit Risk. Prior to joining Close Brothers, she spent six years at Lloyds Banking Group leading teams in the design and delivery of Retail Credit Risk Models and Customer Insight.

Abby enjoys a work hard, play hard approach in life and is always looking for new adventures. She’s regularly found in the gym first thing in the morning and equally enjoys heading out in the evenings to new places in London. She’s a keen traveller with appetite to explore different cultures and nature. Abby’s part of the Charity and Social Responsibility Committee for Close Brothers in Wimbledon. She’s also a volunteer with Wimbledon Guild as part of the befriending volunteering opportunity which arranges visitors for isolated elderly people.

Louisa Saunders

Louisa Saunders

HR Business Partner

Louisa joined Close Brothers in July 2015 as HR Business Partner for Bank Central. In December 2016 she transferred to Close Brothers Premium Finance as HR Business Partner and her role was expanded to support Close Brothers Retail Finance in August 2017 and provide a people-focused strategic view. She works with the leadership team to ensure our HR activities support and enable our business strategy. Prior to joining to Close Brothers Louisa worked in HR for Tullett Prebon, ADP Dealer Services and Rowse Honey. When not in work Louisa enjoys spending time with friends and family.

Kevin Ward

Kevin Ward

Head of Sales

Kevin is our Head of Sales. He joined the team in July 2015 and his focus is on helping retailers understand all the benefits that offering finance can bring to their business and their customers.

Kevin started his career with Enterprise Rent-A-Car on their highly regarded Graduate Scheme. After being promoted to Area Remarketing Manager in record time he enjoyed 4 further years of success in a rapidly growing business. Kevin then moved to Barclays Partner Finance to take up a new business role within their Motor Finance division and after producing significant growth he moved to BPF’s Retail Finance business. Kevin is married and has two children, Gracie is 9 and Josh is 7. In his spare time Kevin likes to travel, take part in multisport events and add to his food blog!

Huw Philips

Huw Philips

Head of Relationship Management

Huw is the Head of Relationship Management, having been with CBRF for since September 2015 he was previously with Barclays in numerous Retail Finance roles and prior to that he had a 20yr retail career, able to understand the life of a retailer and the process of finance he has a real understanding of the end to end application journey from customer to bank and the technology behind it.

Sports is a key to his R&R, In his spare time Huw is a keen club runner and has run numerous Marathons and will be found pounding the streets of South Wales most weekends, he’s also a fully qualified Athletics official and Coach, along with a love of football, gaming and cycling he does sometimes have time for his wife and two teenage children.

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